Privacy Policy

Last Updated: August 21, 2026

Smart Life Insurance & Financial Services (“Smart Life,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit a form, communicate with us, or otherwise interact with Smart Life, including through Facebook, Instagram, advertisements, and other online services.

Information We Collect

We may collect personal information that you voluntarily provide to us, including:

First and last name
Email address
Phone number
State or general location
Information about the products or services you are interested in
Information you provide through contact forms, lead forms, questionnaires, or appointment requests
Communications, comments, questions, and other information you choose to provide

Depending on the reason for your inquiry, you may indicate an interest in services such as mortgage protection, life insurance, retirement planning, annuities or retirement income, Medicare-related services, or other insurance and financial services.

Please do not submit sensitive financial, medical, Social Security, banking, or other highly confidential information through general website or social media lead forms unless specifically requested through an appropriate secure process.

How We Collect Information

We may collect information when you:

Visit or use our website
Complete a contact or inquiry form
Submit a Facebook or Instagram lead form
Respond to an advertisement
Request information about our products or services
Schedule an appointment
Call, email, or text us
Communicate with Smart Life through social media or other digital channels

We may also automatically collect certain technical information when you use our website, such as your browser type, device information, IP address, referring website, pages visited, and general website activity.

How We Use Your Information

We may use the information we collect to:

Respond to your questions or requests
Contact you regarding your inquiry
Provide information about products or services you have expressed interest in
Schedule and manage appointments
Provide customer service and follow-up
Maintain our customer and prospective-client records
Improve our website, advertising, and customer experience
Measure the effectiveness of our marketing and advertising
Comply with applicable legal and regulatory requirements
Protect against fraud, misuse, or unauthorized activity

Submitting a form does not obligate you to purchase any product or service.

Facebook and Instagram Lead Forms

When you submit information through a Facebook or Instagram lead form, the information you provide may be transmitted to Smart Life and our customer relationship management and communication systems so that we can respond to your request.

Information collected through Meta platforms may also be subject to Meta's own terms and privacy practices.

We use information received through these forms to respond to inquiries, provide requested information, communicate with prospective clients, and manage follow-up related to Smart Life products and services.

Text Messages and Phone Communications

If you provide your telephone number and consent to receive communications from Smart Life, we may contact you by telephone or text message regarding your inquiry, appointment, requested information, or related Smart Life products and services.

Message and data rates may apply. Message frequency may vary. Reply STOP to opt out of text messages. Reply HELP for assistance.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

We do not sell or share your mobile telephone number or SMS consent information with third parties or affiliates for their own marketing or promotional purposes.

Email Communications

If you provide your email address, we may use it to respond to your inquiry and provide information related to the products or services you requested.

Where applicable, you may unsubscribe from marketing emails by using the unsubscribe option included in the communication.

How We Share Information

Smart Life does not sell your personal information.

We may disclose information when reasonably necessary to service your inquiry or operate our business, including to service providers that assist us with functions such as website hosting, customer relationship management, communications, scheduling, analytics, advertising, and other business operations.

We may also disclose information when required by law, regulation, legal process, or governmental request, or when reasonably necessary to protect Smart Life, our clients, or others.

Service providers are expected to handle personal information only for appropriate business purposes and in accordance with applicable requirements.

Cookies, Analytics, and Advertising Technologies

Our website and advertising services may use cookies, pixels, analytics tools, and similar technologies to understand website activity, measure advertising performance, improve our services, and provide more relevant advertising.

These technologies may collect information such as device type, browser information, IP address, pages viewed, referring sources, and interactions with advertisements or website content.

Your browser or device may provide controls that allow you to limit certain cookies or tracking technologies.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or misuse.

However, no website, electronic communication, or information-storage system can be guaranteed to be completely secure.

Data Retention

We may retain personal information for as long as reasonably necessary to respond to your inquiry, maintain our business and client records, comply with legal or regulatory obligations, resolve disputes, and fulfill other legitimate business purposes.

Your Privacy Choices

Depending on applicable law and your place of residence, you may have rights concerning your personal information, including the ability to request access to, correction of, or deletion of certain personal information.

You may also ask us to stop certain communications or withdraw consent where applicable.

To submit a privacy-related request, please contact Smart Life using the information below.

Third-Party Websites and Services

Our website or communications may contain links to third-party websites or services. Smart Life is not responsible for the privacy practices, security, or content of websites and services operated by third parties.

We encourage you to review the privacy policies of any third-party services you use.

Children's Privacy

Smart Life's website and services are not directed toward children under the age of 13, and we do not knowingly seek to collect personal information from children under 13 through our general website or marketing forms.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal requirements.

When changes are made, the updated policy will be posted on this page with a revised “Last Updated” date.

Contact Us

If you have questions about this Privacy Policy, your personal information, or Smart Life's privacy practices, please contact us:

Smart Life Insurance & Financial Services
Email: Linda’s Smart Life email address
Phone: 949-991-LIFE
Website: CallSmartLife.com